Terms and Conditions – PHILOTES PRIVATE LIMITED

These Terms and Conditions ("Terms") apply to all users of Philotes Services. By using our services, you accept these terms.

1. Use of Services

  • Users must be 18+ or supervised by a guardian

  • You must provide accurate and complete account details

  • You are responsible for your account's security

2. Orders, Payments & Refunds

  • All payments are processed via Razorpay

  • Orders are confirmed only after successful payment

  • Refunds (if applicable) are processed according to our refund policy

  • Taxes are included in listed prices (unless stated otherwise)

3. Service Access

You may:

  • Use our platform for lawful and personal/business use

  • Not replicate or misuse our content or features

  • Not attempt to reverse-engineer or compromise the platform

4. Suspension & Termination

We may suspend or terminate your account if you:

  • Violate our terms

  • Provide false information

  • Attempt fraud or misuse

5. Limitation of Liability

Philotes shall not be liable for:

  • Indirect or consequential damages

  • Issues arising from Razorpay or delivery partners

  • Data breaches beyond our reasonable control

6. Intellectual Property

All site content, trademarks, images, and code are owned by Philotes or licensed to us. Unauthorized copying, redistribution, or commercial use is strictly prohibited.

7. Legal Jurisdiction

All legal matters are subject to the laws of India. Courts in [City, e.g., New Delhi or Gurgaon] shall have exclusive jurisdiction.

8. Policy Changes

We may update these terms or the Privacy Policy at any time. Continued use of our services after updates constitutes your acceptance.